For the year 2025, the USDA loan limit in Clifton-Park, county of Saratoga, NY, is specified as $285,000. In contrast, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates. This can help you determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, aiding you in identifying which program suits your financial needs in .
2025 Loan limits and down payment necessities in Clifton-Park, county of Saratoga, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Clifton-Park, NY
The objective of Lendersa® is to help you secure an optimal USDA or FHA loan quickly and with ease. You can begin by selecting one of three starting pathways that will match you with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a rural development loan or USDA mortgage. It is available solely in rural regions. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payments at all.
REVERSE MORTGAGES ONLY was formed in 2004 to focus exclusively on Reverse Mortgage products. We realized that the needs of the growing population of retired people were not being met by traditional mortgage products. We are dedicated to help you live the life you choose. Judy Schwartz is the principal at Reverse Mortgages Only.
2332 Taraval Street, Suite A, San Francisco, CA, 94116
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
830 Taraval Street, Suite 200, San Francisco, CA, 94116
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
One Belvedere Place, Suite 300, Mill Valley, CA, 94941
Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.
West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
Bay Area Housing is a full service brokerage built on strong core values of honesty and integrity towards our customers. We provide a "one-stop" destination service solution which makes the whole process of buying or selling a home more enjoyable and affordable. We emphasized professionalism
"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
