USDA Vs. FHA your options comparison in East-Glenville, Schenectady County, NY
As of 2025, the loan limit for USDA in East-Glenville, located in Schenectady county, NY, is $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.
Employ the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today, and to figure out the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA side by side, aiding in the selection of the best program in for your financial condition.
Loan Limits and Downpayment Requirements for 2025 in East-Glenville, Schenectady, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in East-Glenville, NY
Lendersa® is committed to securing the best possible USDA or FHA loan for you, swiftly and without hassle. Begin with one of the three approaches available to connect with lenders and access the right USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans allow for zero down payment, making them particularly advantageous.
Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
"We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life.
We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
The Dolores State Bank is proud to be the largest independent bank in Montezuma County, Colorado. All decisions are made locally by people who look beyond the numbers to best serve the community. Our officers and employees realize you, our customers, are ultimately responsible for the growth and success of the bank.
Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
"Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities.
Personal service has been a legacy passed from generation to gener
