USDA and FHA Pro and Con in East-Glenville, Schenectady County, NY
As of 2025, the loan limit for USDA in East-Glenville, located in Schenectady county, NY, is $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.
Employ the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today, and to figure out the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA side by side, aiding in the selection of the best program in for your financial condition.
Loan Limits and Downpayment Requirements for 2025 in East-Glenville, Schenectady, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in East-Glenville, NY
Lendersa® is committed to securing the best possible USDA or FHA loan for you, swiftly and without hassle. Begin with one of the three approaches available to connect with lenders and access the right USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans allow for zero down payment, making them particularly advantageous.
11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606
For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
Augusta Health Care Credit Union has been open since 1964. The credit union has assets totaling $14.23 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
"At Crossroads Home Loans. We are a web based Mortgage Firm.
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.
Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
