USDA Vs. FHA your options comparison in Scotia, Schenectady County, NY
As of 2025, the USDA loan limit set for Scotia, within the county of Schenectady, NY, is $336,500. The FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to contrast today's premier USDA versus FHA rates, and identify the income, credit, reserves, and documentation essential for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in parallel, guiding you to the best decision based on your financial situation, particularly in Alabama.
2025 Loan Limits and Down Payment Requirements in Scotia, Schenectady County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Scotia, NY
The intent of Lendersa® is to facilitate swift procurement of the optimal USDA or FHA loan for you, without unnecessary hassle. Choose one of three available paths to connect with lenders and explore USDA loan programs tailored to your needs.
A USDA home loan, backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans demanding a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment.
Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer
17394 NW Charlie Johns Street, Blountstown, FL, 32424
Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
7167 Southwest Highway, Suite 200, Ocala, FL, 34476
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
