USDA Vs. FHA Pro and Con comparison in Malta, Saratoga County, NY
In 2025, the USDA loan cap for Malta within Saratoga county, NY, is $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to contrast today's top USDA vs FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA offerings side by side, helping you to decide which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Malta, Saratoga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Malta, NY
Lendersa® aims to secure you the best USDA or FHA loan quickly and with ease. Start with one of three paths to find compatible lenders and USDA programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
5502 North West Chapel Court, Port Saint Lucie, FL, 34986
The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
