USDA VS FHA in Clifton-Springs, Ontario County, NY
In 2025, the USDA loan limit for Clifton-Springs, situated in Ontario county, NY, amounts to $285,000, whereas the FHA limit for a single-family home is $356,362.
Try the Lendersa® USDA loan calculator to contrast today's USDA against FHA top rates and identify the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Clifton-Springs, Ontario, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Clifton-Springs, NY
The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan, minus the hassle. Start with one of three options to synchronize with lenders and find suitable USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer the distinct advantage of not requiring any down payment.
Amarillo Venture Capital Inc. is a local commercial mortgage broker & sub-prime lender. With access to over 600 nationwide lenders, as well as venture capital for startups company and established small business. Amarillo Venture Capital Inc. provides strategic working capital from $1, 000 to $1, 000, 000 in as little as 72 hours from approval.
Intercorp Credit Union is a full-service not-for-profit cooperative financial institution that operates to ensure the security and prosperity of its members and employees.
We believe that it is the responsibility of this credit union to provide a community service beneficial to all those who come within its influence, and the community at larg
101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
Converse County Bank is able to offer the leading-edge financial products and services of today’s very busy world, we’re still local. Still providing safe harbor. Still committed to fulfilling the dreams of those we serve. We’re here when you need us, with our extended customer service hours.
Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.
Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
