USDA Vs. FHA your options comparison in Newark, Wayne County, NY
In 2025, the USDA loan limit for Newark, located in Wayne county of NY, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you select the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Newark, Wayne, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newark, NY
The objective of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you. Choose from three starting points that connect you with matching lenders and USDA programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
Welcome to the Wholesale Mortgage Team!
At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.
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Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.
6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona. Whether you are first time home buyer, purchasing your dream home
3100 West Ray Road, Suite 201, Chandler, AZ, 85226
First Veterans Capital has opened its doors to serve the AZ market with integrity, transparency, and to provide excellent customer service while ensuring low cost, fast turn time, and the most important, adding value to its customers lives! By running lean, we're able to offer hassle free loans
