USDA and FHA Pro and Con in Farmington, Ontario County, NY
In 2025, the USDA loan limit for Farmington, within Ontario county of NY, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilizing Lendersa® USDA loan calculator enables you to compare today's top USDA vs. FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Farmington, Ontario, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmington, NY
The aim at Lendersa® is to swiftly and easily connect you with the best USDA or FHA loan. You can choose from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
"Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans.
We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures.
Listed here on this site are some of the products we offer."
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.
We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.