USDA Vs. FHA your options comparison in Manchester, Ontario County, NY
In 2025, the USDA loan limit for Manchester, situated in Ontario, NY,
is $336,500. Meanwhile, the FHA limit for a single-family home is
$472,030.
Use Lendersa®’s USDA loan calculator to compare today's leading USDA and FHA rates.
Determine income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans,
helping you decide on the ideal program for you in .
2025 Loan Limits and Downpayment Requirements in Manchester, Ontario, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Manchester, NY
At Lendersa®, our goal is to quickly and easily help you secure the best USDA or FHA loan.
Opt for one of three starting points to connect with appropriate lenders and corresponding USDA programs.
A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as
a USDA rural development loan or USDA mortgage, specifically available in rural areas.
Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment,
which offers a distinct advantage for eligible borrowers.
A group of local businessmen came together in May 1922 to form Paris Building and Loan Association. The original mission of the organization was to lend money for building, improving, and paying debts on homesteads and to lend money to members of the Association. First Federal Community Bank is proud to be the hometown bank of choice.
Our pledge is to provide the very best financial services, using sound business practices in the most professional & friendly manner possible. Your privacy is important to NETTFCU. We do not give out any non-public personal information to anyone except as permitted or required by law & to 3rd parties as needed to conduct business on your behalf.
Liberty National Bank is a full-service community bank serving the financial and civic needs of the greater Red River Valley. In addition to two banking locations in the City of Paris, Liberty also has an ATM machine located in West Paris at 1929 Bonham St. Liberty makes available to its customers.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
2450 Hollywood Blvd, Suite 503, Hollywood, FL, 33019
At Liberty Group Funding, we offer unparalleled service to our clients and real estate professionals. When you call, we pick up, when you email, we respond. Our motto is to be in constant contact with our clients. Every step of the way, we are there to guide you along.
We offer all the latest mortgage products including
The First Step To A Pre-Approval
We are approved for the following business activities: Commercial mortgage brokering or lending, First mortgage brokering, High cost home loans,Lead generation, Mortgage loan modifications, Reverse mortgage brokering, Second mortgage brokering, Short sale in the state of Florida.
RAN (Revenue Access Network) Funding offers unparalleled funding solutions customized for your business. Our company is built of a team of devoted and passionate people whose primary goal is to help your business succeed. Our funding products help you maintain a positive cash flow so that you can conduct business as usual.
2419 Hollywood Blvd, Suite A, Hollywood, FL, 33020
Top Class Mortgage Hollywood, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
We offer guidance to those trying to set up many types of financial vehicles, including ones from HARP, the VA, the SBA, and the FHA. You also can ask about obtaining loans for a variety of purposes, including doing home improvements or renovations. We’re even willing to help customers explore reverse mortgage options.
