In 2025, the USDA loan limit for Manchester, situated in Ontario, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®’s USDA loan calculator to compare today's leading USDA and FHA rates.
Determine income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans,
helping you decide on the ideal program for you in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to quickly and easily help you secure the best USDA or FHA loan. Opt for one of three starting points to connect with appropriate lenders and corresponding USDA programs.
A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment, which offers a distinct advantage for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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