For 2025, the USDA loan upper limit in Clinton, located in Dutchess county, NY, is $581,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
To compare today's competitive rate offerings for USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool helps you assess income, credit, reserve requirements, and necessary documentation for qualification. Our sophisticated mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side so you can choose the best option for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® is committed to quickly securing you the most effective USDA or FHA loan without inconvenience. Choose from three initial actions that guide you to matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This type of loan is available only in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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