USDA Loan Vs. FHA loan pro & con for Clinton, Dutchess County, NY

In 2025, USDA loan limit in Clinton, county of Dutchess, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clinton, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(352) 629-7596 990 miles Lender's profile and map Reviews Ocala Community Credit Union 2675 SE 36th Avenue, Ocala, FL, 34471 Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
(352) 843-7467 990 miles Lender's profile and map Reviews Abbey Mortgage 2107 SE 3rd Ave., Ocala, FL, 34471 Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
352-615-1613 990 miles Lender's profile and map Reviews Coast 2 Coast Lending 1630 SE 18th St, #203, Ocala, FL, 34471 Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
(352) 304-5700 990 miles Lender's profile and map Reviews Landmark Mortgage Planners 3227 SE Maricamp Rd, #101, Ocala, FL, 34471 Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
(573) 214-4207 990 miles Lender's profile and map Reviews Shelter Insurance FCU 1817 West Broadway, Columbia, MO, 65218 Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
(573) 874-1477 990 miles Lender's profile and map Reviews MISSOURI CREDIT UNION 111 E Broadway, Columbia, MO, 65205 We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
(641) 437-4500 991 miles Lender's profile and map Reviews Iowa Trust and Savings Bank 200 North 10th Street, Centerville, IA, 52544 Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
(507) 373-7200 991 miles Lender's profile and map Reviews City & County Employees Federal Credit Union 1719 West Main Street, Albert Lea, MN, 56007 City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
(507) 377-1863 991 miles Lender's profile and map Reviews Trades & Labor Federal Credit Union 610 South Broadway Avenue, Albert Lea, MN, 56007 Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building
(507) 377-1616 991 miles Lender's profile and map Reviews United Employees Credit Union 430 Bridge Avenue, Albert Lea, MN, 56007 UECU opened its doors for business as the Wilson & Company Albert Lea Employees Credit Union. They recognized the dire need for reasonable, well-priced financial services for a large number of employees and family members.In the early 1980's UECU began to expand the field of membership to include other employee groups
(662) 890-3000 991 miles Lender's profile and map Reviews Desoto Home Mortgage 6080 Getwell Rd, Suite 204, Southaven, MS, 38672 Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
(218) 741-5644 991 miles Lender's profile and map Reviews Virginia Coop Credit Union 811 4th Street North, Virginia, MN, 55792 Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.