In 2025, the USDA loan limit for Esopus, located in Ulster, NY, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates.
Identify the income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side,
guiding you to choose the best program in
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly find you the best USDA or FHA loan effortlessly. Start with one of three approaches to connect with matching lenders and explore suitable USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, limited to rural areas. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans generally require no down payment, offering a unique advantage for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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