USDA Loan Vs. FHA loan for Esopus, NY [Ulster County ]

In 2025, USDA loan limit in Esopus, county of Ulster, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Esopus, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(626) 256-6300 2432 miles Lender's profile and map Reviews Nationwide Capital 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107 We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(626) 797-9191 2432 miles Lender's profile and map Reviews Key Financial Services 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107 Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
(213) 802-0045 2432 miles Lender's profile and map Reviews Quest Financial 675 Rim Road, Pasadena, CA, 91107 Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
(714) 858-9338 2432 miles Lender's profile and map Reviews HomeLoanHero 3972 Barranca Pkwy, Suite J409, Irvine, CA, 92606 TheHomeLoanHero.com, a direct Orange County mortgage lender and California Mortgage Broker, has been involved in Private Real Estate Investment and Financing for many years now. And during this time we have been able to solve the problems of many of our Southern California clients and Orange County residents who want to own their own home.
(949) 431-9994 2432 miles Lender's profile and map Reviews Patriot Equity Mortgage LLC 4000 Barranca Pkwy, Suite 250, Irvine, CA, 92606 Patriot Equity Mortgage LLC is a mortgage company designed with the idea of giving families a helping hand as families strive to achieve their goals, dreams, and success. We do this by educating consumers about financing the purchase of their own home, especially first time homebuyers, and teaching all homebuyers how to protect their investment.
(530) 282-1166 2432 miles Lender's profile and map Reviews CHM Redding Reverse Mortgage 16845 Von Karman Ave, Suite 200, Irvine, CA, 92606 Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. Change Home Mortgage is certified by the United States Department of the Treasury as a Community Development Financial Institution (CDFI) allowing it to offer proprietary mortgage options.
(800) 737-1294 2432 miles Lender's profile and map Reviews Vision Quest Lending 2860 Michelle Drive, Suite 140, Irvine, CA, 92606 Vision Quest Lending was founded on the idea of making the mortgage process easier while bringing savings to homeowners from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers - after all, the less you spend on your mortgage, the more you can spend on other important things in your life.
(949) 287-5740 2432 miles Lender's profile and map Reviews New Leaf Funding Inc. 30 Corporate Park, Suite 203, Irvine, CA, 92606 New Leaf Funding Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(949) 423-6814 2432 miles Lender's profile and map Reviews Commerce Home Mortgage 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606 Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital
(626) 444-1972 2432 miles Lender's profile and map Reviews Certified Federal Credit Union 4455 Arden Drive, El Monte, CA, 91731 In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.
(626) 246-0040 2432 miles Lender's profile and map Reviews Platinum Realty & Mortgage Group 10507 Valley Blvd, Suite 420, El Monte, CA, 91731 Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.