USDA and FHA Pro and Con in Esopus, Ulster County, NY
In 2025, USDA loan limit in Esopus, county of Ulster, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Esopus, county of Ulster, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Esopus, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
With over 20 years here at Reverse Your Mortgage, our main goal and responsibility is to make sure that every one of our clients truly understands the Reverse Mortgage Process. Alongside educating about the process and making sure we offer the best service, we also secure the best reverse mortgage rates in the business.
At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.
CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.
4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.
10732 Los Vaqueros Circle, Los Alamitos, CA, 90720
"At Basis Point Mortgage. We are a full-service mortgage company based in Centennial, CO. We specialize in delivering digital mortgages in Colorado and California Faster. Easier. Cheaper.
Whether you are buying or refinancing a home or have other mortgage needs, put our over 30 years of lending knowledge to work for you."
3020 Glendale Boulevard, Suite 100, Los Angeles, CA, 90039
Loffredo & Associates operates on a foundation of honesty and integrity. We are committed to always doing what is right and best for our clients, because our clients mean everything to us. We are dedicated to best serve our clients' needs and we have the support staff in place to accomplish our promises.
3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.
"Detrick Mortgage Group is a California Mortgage Loan Originator with over 26
years experience in the industry, and has provided clients with over 1 Billion
Dollars in Funded Loans !! We offer both Residential and Commercial Loans
for your Purchase, Refinance, or Construction Loan needs."
11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
10542 Calle Lee, Suite 102, Los Alamitos, CA, 90720
Milton Estrada is by nature a creative person in his field and as all creative persons, he is a rebel! He believes that everyone who wants and needs a home loan deserves all of his experience and wealth of knowledge to obtain a loan. If there is a way to obtain the best loan for you, Milton Estrada will find it.
