USDA VS FHA in Hyde-Park, Dutchess County, NY

In 2025, USDA loan limit in Hyde-Park, county of Dutchess, NY is $581,220 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hyde-Park, county of Dutchess, NY

Loan Type Loan Limit Down payment
USDA $581,220 0%
FHA $356,500 3.5%
Conventional Conforming $726,525 3%

USDA and FHA loan options in Hyde-Park, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Watermark Home Loans
  • 100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
  • "Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
  • SmartMoney Realty & Mortgage
  • 16 Technology Drive, Suite 142, Irvine, CA, 92618
  • The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty
  • Everwise Home Loans & Realty
  • 15615 Alton Parkway Suite 450, Irvine, CA, 92618
  • At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you
  • Eagle Home Mortgage
  • 15131 Alton Parkway Suite 235, Irvine, CA, 92618
  • Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.
  • Ryan Grant Team - A Professional Mortgage Experience
  • 100 Spectrum Center Dr #750, Irvine, CA, 92618
  • The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.
  • PSG Capital Partners Inc.
  • 16441 Scientific Way, Irvine, CA, 92618
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.
  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.
  • LNDR
  • 300 Spectrum Center, Suite 400, Irvine, CA, 92618
  • LNDR can offer help to these entrepreneurial homeowners with our short-term Private Money Financing which offers quick cash for business purposes secured with residential real estate and also provides equity-based private money & alternative documentation loans for residential properties throughout California and Colorado
  • KS Capital, Inc.
  • 16520 Bake Parkway, Suite 105, IRVINE, CA, 92618
  • Parse Mortgage is a California only Southern California Lender property.up to 60% LTV of After Renovation ValueRates as low as 9.95%Must have mimimum 5 flips successfully sold within last 24 monthsBorrower must have liquid funds in excess of amount required to renovate property Maximum Loan Amount.
  • PSG CAPITAL PARTNERS INC.
  • 16441 Scientific Way, Suite #250, Irvine, CA, 92618
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. has a large portfolio lender base we have the
  • Future Finance Network
  • 1215 Imperial Hwy, Suite 100A, Brea, CA, 92821
  • Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Mortgage Mac
  • 330 E. Lambert Rd, Suite 250, Brea, CA, 92821
  • Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible We offer a wide array of loan options to fit virtually every need Including; Agency, FHA, Jumbo, HELOC and Portfolio programs.