As of 2026, the USDA loan limit in Hyde-Park, located in Dutchess county, NY, is $581,220, while the limit for FHA on a single-family residence is $356,500.
Utilize Lendersa® USDA loan calculator to contrast current USDA and FHA rates, and identify the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in pinpointing the best program for your financial needs in
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| Loan Type | Maximum Limit | Initial Payment |
| USDA | $581,220 | 0% |
| FHA | $356,500 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
The aim of Lendersa® is to efficiently provide access to the best available USDA or FHA loan options promptly and without hassle. Initiate with one of three paths to connect with suitable lenders and uncover USDA loan options.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and exclusively available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, no down payment is needed for USDA mortgages.
Enter your location to find out if it qualifies for USDA rural housing loan?
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