USDA Vs. FHA Pro and Con comparison in Rhinebeck, Dutchess County, NY
In 2025, the loan limit for USDA in Rhinebeck, county of Dutchess, NY, is $581,200, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most suitable program in Alabama for your financial situation.
2025 Loan Limits and Down Payment Requirements in Rhinebeck, Dutchess County, NY
Loan Type
Loan Limit
Down payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Explore USDA and FHA Loan Options in Rhinebeck, NY
Lendersa® is dedicated to swiftly securing you the best possible USDA or FHA loan. Choose one of three approaches to engage with lenders and USDA loan programs that match your needs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is exclusive to rural areas. While FHA loans demand a minimum down payment of 3.5%, USDA loans do not require any down payment.
We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing.
We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.
We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
