USDA VS FHA in Brunswick, Rensselaer County, NY

In 2025, the USDA loan limit for Brunswick, in Rensselaer county of NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA best rates, determining the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your unique financial situation in .

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2025 Loan Limits and Down Payment Requirements in Brunswick, Rensselaer, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brunswick, NY

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NY

A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dedham Town Employees Federal Credit Union
  • 202 Bussey Street, Dedham, MA, 02026
  • The Dedham Town Employees Federal Credit Union is dedicated to meeting the financial needs of its members while providing excellence in personalized service and offering innovative and comprehensive products and services. Safeguarding member investments and personal information is a top priority.
  • First Mortgage Trust Inc
  • 260 Milton Street, Dedham, MA, 02026
  • Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026
  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.
  • Energy Credit Union
  • 156 Spring Street, West Roxbury, MA, 02132
  • At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
  • Certus
  • 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
  • Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
  • Middlesex Federal Savings
  • 1 College Avenue Davis, Somerville, MA, 02144
  • Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,
  • Somerville Municipal Federal Credit Union
  • 236 Holland St, Somerville, MA, 02144
  • Established on May 28, 1941, Somerville Municipal Federal Credit Union was started by people who were committed to helping their fellow City of Somerville employees save for retirement in an age when pensions were non-existent. In the 1960's, membership was extended to employees of the Somerville Housing Authority
  • Haverhill Bank
  • 180 Merrimack Street, Haverhill, MA, 01830
  • Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
  • Haverhill Fire Department Credit Union
  • 75 Kenoza Avenue, Haverhill, MA, 01830
  • The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.