USDA Vs. FHA Pro and Con comparison in Brunswick, Rensselaer County, NY

In 2025, the USDA loan limit for Brunswick, in Rensselaer county of NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA best rates, determining the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your unique financial situation in .

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2025 Loan Limits and Down Payment Requirements in Brunswick, Rensselaer, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brunswick, NY

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NY

A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
  • Southpoint Financial Services
  • 8143 Navarre Pkwy, Navarre, FL, 32566
  • "SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
  • Eagle Home Loans LLC
  • 2165 Castle Grove Drive, Navarre, FL, 32566
  • Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
  • A & A Mortgage
  • 3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
  • A & A Mortgage Funding Inc
  • 8402 Little John Junction Road, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
  • DeVore Financial Services
  • 19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
  • DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
  • Green House Mortgage
  • 20420 Colonial Hill Dr, Tampa, FL, 33647
  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically