USDA Vs. FHA Pro and Con comparison in Troy, Rensselaer County, NY
For the year 2025, in Troy, within the county of Rensselaer, NY, the USDA loan limit stands at $336,500, whereas the FHA loan limit is $472,030 for single-family residences.
Lendersa® provides a USDA loan calculator perfect for evaluating the current best rates for USDA versus FHA loans. It helps outline the income, credit, reserves, and documentation you need to qualify. With this advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, enabling you to select the most appropriate option for your financial situation in .
Loan Limits and Down Payment Needs in Troy, Rensselaer County, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Troy, NY
The mission of Lendersa® is to quickly and seamlessly deliver the most suitable USDA or FHA loan for you. Start by choosing from one of three potential paths to find matching lenders offering USDA loan solutions.
The USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and is specifically accessible in rural locations. While FHA loans require a minimum 3.5% down payment, the USDA mortgage loan mandates no down payment at all.
At Homes and Homes corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Montana Capital Car Title Loans has been helping consumers get ahead since 2007. We began with just one office in the San Fernando Valley, but have since expanded and opened several branches and service locations in many cities across California. Our goal is to provide you the maximum cash value with a payment plan that works for you.
We are a direct lending company and we specialize in lending out our own money. We underwrite our loans. Therefore, we move quickly to approve loans. We also work with our investors to fund all types of loans from a full doc to no tax returns or pay stub needed!!
We aim to remove the obstacles that consumers often experience when trying to borro
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16633 Ventura Boulevard • Suite 700, Encino, CA, 91436
Olympia Financial has well over 30 years of professional experience. We have a team of trained and experienced consultants ready to facilitate your every question. Olympia Financial prides itself on knowledge. At Olympia Financial, delivering impeccable customer service is not just a cliché.
Custom Mortgage + Real Estate is a Nationwide Mortgage Banker and Commercial and Residential Real Estate Broker. We provide many traditional loan solution and also have unique specialized such as Stated Income loans up to 80% loan to value. Contact us to find out more 877-976-5669.
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
13658 Hawthorne Blvd, Suite 105, Hawthorne, CA, 90250
401k Realty is a property management and real estate brokerage company dedicated to helping you get the most out of your real estate goals. Whether it be purchasing a home, investment property, or managing tenants, our team of knowledgeable professionals can assist you. With over 25 years of experience in real estate brokerage.
US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
Grayson Realty and Management (GRM) provides customized Real Estate Services – Buying and Selling as well of assistance finding quality residential mortgages for purchasing or refinancing homes or investment properties.
Grayson Realty and Management has been making home buying dreams come true for nearly 15 years.
