USDA Vs. FHA your options comparison in Troy, Rensselaer County, NY
For the year 2025, in Troy, within the county of Rensselaer, NY, the USDA loan limit stands at $336,500, whereas the FHA loan limit is $472,030 for single-family residences.
Lendersa® provides a USDA loan calculator perfect for evaluating the current best rates for USDA versus FHA loans. It helps outline the income, credit, reserves, and documentation you need to qualify. With this advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, enabling you to select the most appropriate option for your financial situation in .
Loan Limits and Down Payment Needs in Troy, Rensselaer County, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Troy, NY
The mission of Lendersa® is to quickly and seamlessly deliver the most suitable USDA or FHA loan for you. Start by choosing from one of three potential paths to find matching lenders offering USDA loan solutions.
The USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and is specifically accessible in rural locations. While FHA loans require a minimum 3.5% down payment, the USDA mortgage loan mandates no down payment at all.
American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.
4676 Lakeview Ave, Suite 204, Yorba Linda, CA, 92886
The Brokerage, We are home loan experts dedicated to making sure your home purchase or refinance experience is uniquly customized to meet or exceed your needs and goals. We've been helping customers afford the home of their dreams for over 18 years and love what we do. There are a number of different types of home loans available to you
18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
4440 Twain Avenue, Suite 101, San Diego, CA, 92120
Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.
We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
