USDA Vs. FHA Pro and Con comparison in East-Moriches, Suffolk County, NY
In 2025, the USDA loan limit for East-Moriches, within Suffolk county, NY, is set at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial needs.
Loan Limits and Downpayment Requirements for East-Moriches, Suffolk, NY - 2025
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in East-Moriches, NY
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Choose one of three starting routes to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available specifically in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.
New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
8695 College Parkway, Suite 100, Fort Myers, FL, 33919
At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.
1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.
8300 College Pkwy, Suite 101, Fort Myers, FL, 33919
First Florida Financial Group LLC is a mortgage brokerage company that was founded in 2006 and has developed relationships with the best and largest wholesale lenders in the country. This gives us the ability to meet or beat most retail lending interest rates and to not just offer the normal loan programs like most banks do
8191 College Parkway Suite 203, Fort Myers, FL, 33919
As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
8280 College Pkwy Suite 101, Fort Myers, FL, 33919
VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
