USDA Loan Vs. FHA loan for East-Moriches, NY [ best of 2023]

In 2025, USDA loan limit in East-Moriches, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Moriches, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 392-4141 705 miles Lender's profile and map Reviews First Choice Lending Services 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932 First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
(317) 581-5662 705 miles Lender's profile and map Reviews Midwest Bankers Mortgage Services Inc 9745 Randall Drive, Suite 130, Indianapolis, IN, 46280 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(317) 849-1900 705 miles Lender's profile and map Reviews Spectrum Mortgage Services 9616 Day Dr, Suite 110, Indianapolis, IN, 46280 Spectrum Mortgage Services, LLC is a three man shop that focuses on delivering the most competitive rate with the highest level of customer service. Aaron Campbell and John Dearth are seasoned mortgage professionals who have been in the industry for close to two decades.Together, they work to provide the best mortgage experience.
(800) 422-3372 705 miles Lender's profile and map Reviews First Federal Savings Bank 301 E 9th Street, Rochester, IN, 46975 First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
(606) 348-8411 705 miles Lender's profile and map Reviews Monticello Banking Company 50 N Main St, Monticello, KY, 42633 When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
(317) 436-8167 705 miles Lender's profile and map Reviews Nation's Mortgage Investors Inc 6408 Landborough N Dr, Indianapolis, IN, 46220 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(317) 466-9702 705 miles Lender's profile and map Reviews LJI Wealth Management 6569 Carrollton Avenue, Indianapolis, IN, 46220 As an Independent firm our focus is solely on helping you. When it comes to investment advice, we are fee-based. We have no incentive to work with a specific mutual fund company – ever. Our clients come from all walks of life. The common thread is they all appreciate objective, professional advice and solutions based on experience.
(800) 482-0049 705 miles Lender's profile and map Reviews Enrichment FCU 201 South Illinois Avenue, Oak Ridge, TN, 37831 Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
(800) 676-5328 705 miles Lender's profile and map Reviews ORNL Federal Credit Union ornlfcuse!52261, Oak Ridge, TN, 37831 ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
(502) 738-1003 705 miles Lender's profile and map Reviews Wholesale Mortgage Source, LLC 12700 Townepark Way, Suite 111, Louisville, KY, 40242 Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
(502) 890-2200 705 miles Lender's profile and map Reviews United Financial Group, LLC. 2500 Hermitage Way, Louisville, KY, 40242 United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time