FHA Vs. USDA loan program for East-Moriches, Suffolk County, New York

In 2026, the USDA loan limit for East-Moriches, within Suffolk county, NY, is set at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial needs.

USDA and FHA Loan Options in East-Moriches, NY

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Choose one of three starting routes to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available specifically in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.

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(414) 316-5980 Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
3477462771 Lender's profile and map Reviews JMS Global Group 290 Broadhollow Rd, Melville, NY, 11747 For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,
9173791913 Lender's profile and map Reviews All Access Financial 576 Broadhollow Rd, Melville, NY, 11747 All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
(631) 773-1140 Lender's profile and map Reviews DIME 400 Broadhollow Road, Melville, NY, 11747 Dime Community Bank operates over 65 convenient branch locations across Long Island, Brooklyn, Queens, Bronx and Manhattan. We’re committed to providing exceptional service, the latest in technology and an experienced, dedicated team to help you achieve your financial goals. We offer a full range of products and services for businesses and consumer
(844) 200-7201 Lender's profile and map Reviews Big Think Capital 225 Broadhollow Road, Melville, NY, 11747 Big Think Capital is a direct lender and financial service marketplace specializing in helping businesses find the capital they need with the best possible terms. With multiple financial options Big Think Capital will be able to guide any business owner through the financing process with ease.
(631) 424-5100 Lender's profile and map Reviews Mortgage Advantage 201 Old Country Road, Suite 200, Melville, NY, 11747 Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
(585) 512-1030 Lender's profile and map Reviews Planet Management Group 105 Maxess Rd, Suite N205, Melville, NY, 11747 Planet Management Group, headquartered in Melville, New York, is managed by executives with over 100 years combined experience in mortgage servicing, credit risk management, & capital markets activity. Its default management team has over 20 years of experience in default management, loss mitigation, foreclosures, bankruptcies, and REO management.
(516) 622-9000 Lender's profile and map Reviews Members Mortgage Corp 35 Pinelawn Rd, Suite 100 E, Melville, NY, 11747 Members Mortgage Corp. was created in 1999, specifically to provide an honest and affordable Mortgage Loan Program to NYC’s Police and Firefighter Union Members and their families as a way of giving back to those who give so much of themselves. It was received enthusiastically by the union memberships and proved to be an immediate success.
(631) 683-5405 Lender's profile and map Reviews JM Capital Group LLC 20 Broad Hollow Road, Suite 2008B, Melville, NY, 11747 JM Capital Group is committed to helping our clients find the best mortgage rates on the market. We take the time to source the best deals from banks, credit unions and mortgage lenders to provide you with the best solutions. Everyone’s situation is unique and we care for each our clients in a personalized way.
(800) 462-4862 Lender's profile and map Reviews United Mortgage Corp 25 Melville Park Road, Suite 110, Melville, NY, 11747 United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
(866) 735-9004 Lender's profile and map Reviews Reliance First Capital, LLC 201 Old Country Road, Melville, NY, 11747 At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.