USDA Loan Vs. FHA loan for East-Moriches, NY [Suffolk County Rates 2023]

In 2025, USDA loan limit in East-Moriches, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Moriches, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(815) 935-2270 789 miles Lender's profile and map Reviews Rivers Area Credit Union 296 W Jeffery Street, Kankakee, IL, 60901 2 RIVERS AREA CREDIT UNION is a federally insured state chartered credit union headquartered in KANKAKEE, IL with 1 branch location and about $23.60 million in total assets. Opened 71 years ago in 1951, 2 RIVERS AREA CREDIT UNION has about 3,998 members and employs 6 full and part-time employees offering various banking
(815) 939-1688 789 miles Lender's profile and map Reviews Kankakee Terminal Belt Credit Union 1370 W Court Street, Kankakee, IL, 60901 Kankakee Terminal Belt Credit Union has been open since 1953. The credit union has assets totaling $7.51 Million and provides banking services to more than 1,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
(815) 802-4323 789 miles Lender's profile and map Reviews Kankakee Federation of Teachers Credit Union 1200 W Jeffery Street, Kankakee, IL, 60901 The Kankakee Federation of Teachers Credit Union has been offering safe and secure credit union services to our Kankakee teachers and their families for over 60 years!! Credit unions are very special cooperative organizations. Ours was created for teachers by teachers who understand teachers’ unique financial needs.
(815) 936-7600 789 miles Lender's profile and map Reviews Peoples Bank of Kankakee County 333 E. Court Street, Kankakee, IL, 60901 Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.
(470) 206-8655 789 miles Lender's profile and map Reviews Goldwater Home Loans Inc 1755 East Park Place Blvd, Stone Mountain, GA, 30087 Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
(770) 270-9044 789 miles Lender's profile and map Reviews First American Financial Mortgage Corp 7302 Wood Hollow Way, Stone Mountain, GA, 30087 We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
(404) 319-8079 789 miles Lender's profile and map Reviews Polara Capital 408 Atlanta Street, Suite 134, Roswell, GA, 30075 Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
(678) 249-7457 789 miles Lender's profile and map Reviews BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254 995 Canton St, Suite 200, Roswell, GA, 30075 We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
(678) 208-9886 789 miles Lender's profile and map Reviews Nestfunder LLC 3021 Mountain Trce North East, Roswell, GA, 30075 Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
(404) 786-0988 789 miles Lender's profile and map Reviews Community Mortgage Center Inc 9910 Hightower Road, Roswell, GA, 30075 Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.
(404) 702-2661 789 miles Lender's profile and map Reviews Chattahoochee Residential Mortgage LLC 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.