USDA Vs. FHA your options comparison in East-Northport, Suffolk County, NY
For 2025, the USDA loan maximum in East-Northport, in the county of Suffolk, NY, holds at $657,900, while the FHA ceiling for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA compared to FHA rates today, and identify the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA loans, helping you select the most suitable program for your fiscal context in .
Understanding Loan Limits and Down Payment Requirements for 2025 in East-Northport, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in East-Northport, NY
Lendersa® is dedicated to quickly finding you the optimal USDA or FHA loan with minimal difficulty. Start with one of three pathways that align you with matching lenders and USDA loan possibilities.
A USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans need no down payment, making them a highly attractive option.
5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.
6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
Since opening in 1979, BHGRE Metro Brokers has expanded to 27 locations and more than 2, 400 real estate agents. The company has gained national recognition for its unique platform that is 100% geared and modeled to help agents become more successful than they could be anywhere else.
6085 Lake Forrest Drive, Suite 300-B, Atlanta, GA, 30328
More than 30 years ago, American Home Mortgage was founded to offer Atlanta homeowners highly personalized service, low cost loans, and sound advice. Today, we're proud to say we have continued to fulfill our mission and have a large client base that comes back to us time and time again.
"Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs.
Mission: We are a resource, and voice, for financial empowerment."
5784 Lake Forrest Drive, Suite 207, Atlanta, GA, 30328
"The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style.
In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals. If you have bought a home before, you know there are a lot more steps"
5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
Metro Brokers Financial is the #1 Atlanta mortgage broker. We’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing an Atlanta mortgage simple
333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.