USDA Vs. FHA Pro and Con comparison in East-Northport, Suffolk County, NY
For 2025, the USDA loan maximum in East-Northport, in the county of Suffolk, NY, holds at $657,900, while the FHA ceiling for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA compared to FHA rates today, and identify the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA loans, helping you select the most suitable program for your fiscal context in .
Understanding Loan Limits and Down Payment Requirements for 2025 in East-Northport, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in East-Northport, NY
Lendersa® is dedicated to quickly finding you the optimal USDA or FHA loan with minimal difficulty. Start with one of three pathways that align you with matching lenders and USDA loan possibilities.
A USDA home loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans need no down payment, making them a highly attractive option.
345 West 600 South, Suite 125, Heber City, UT, 84032
SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
"Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.
The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
Mountain West Federal Credit Union received its federal charter in 1952 and has been doing business as a non-profit, member-owned financial institution since. We are located in “Butte America”, Montana, and also Libby Montana. We have recently been granted a Rural Community Charter
