USDA Vs. FHA Pro and Con comparison in Fort-Salonga, Suffolk County, NY
As of 2025, the USDA loan cap for Fort-Salonga in the county of Suffolk, NY stands at $657,900, whereas the FHA loan cap is set at $822,375 for a single-family house.
With the Lendersa® USDA loan calculator, you have the ability to assess today's top USDA and FHA interest rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, thereby assisting you in choosing the optimal scheme in for your financial needs.
Loan caps and deposit requirements for 2025 in Fort-Salonga, located in Suffolk, NY
Loan Type
Loan Cap
Deposit Required
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA loans in Fort-Salonga, NY
The aim of Lendersa® is to expedite the process of securing the most beneficial USDA or FHA loan without any hassle. Choose from three starting points for matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as USDA rural development loan or USDA mortgage. It is exclusively for rural areas. In contrast to FHA loans that have a minimum down payment of 3.5%, USDA loans do not require an upfront deposit.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
425 2nd Street SE, Suite 370, Cedar Rapids, IA, 52401
Contract Exchange Corporation was founded in April of 1981. At the time, interest rates were near their all-time highs as the Federal Reserve “wrung” inflation out of the economy. With 30 year mortgage rates around 17%, many Sellers turned to that age old instrument, the Land Installment Contract as a means to sell their properties.
Tuscaloosa County Credit Union is a member owned and controlled financial cooperative. Our mission is to deliver satisfaction by helping our members attain or achieve financial success through personal commitment to each others "individual" needs. TCCU offers an array of services to meet your financial needs.
RiverFall Credit Union is a full-service, member owned financial institution that has been serving its members since 1953. Let us help you move forward with the financial future you deserve. You'll love our FREE Reward checking accounts and great rates on loans. We invite you to find your pace at RiverFall.
3535 Center Point Road NE, Cedar Rapids, IA, 52402
Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers' respect, one at a time.
Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
600 Blairs Ferry Road, Suite D, Cedar Rapids, IA, 52402
Chec King Payday Advance has been providing you with easy payday loans since 2005. We're a locally owned and operated business. If you need immediate cash for any unforeseen emergency situation, contact the people-friendly professionals at Chec King Payday Advance. You can open an account immediately, and we'll process your loan promptly.
