USDA Vs. FHA Pro and Con comparison in Northport, Suffolk County, NY
In 2025, the USDA loan limit for Northport, in the county of Suffolk, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Northport, Suffolk County, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Northport, NY
The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and find USDA loan programs that suit your needs.
The USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
