In 2026, the USDA loan limit for Northport, in the county of Suffolk, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Northport, Suffolk County, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Northport, NY
The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and find USDA loan programs that suit your needs.
The USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
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12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
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1503 South US Hwy 301, STE 109, Wellington, FL, 33414
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13889 Wellington Trace, Suite A2, Wellington, FL, 33414
Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.