USDA Vs. FHA Pro and Con comparison in Huntington, Suffolk County, NY
In 2025, the USDA loan limit in Huntington, within Suffolk, NY, is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Employ the Lendersa® USDA loan calculator to compare the best current rates of USDA versus FHA loans and ascertain the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting in selecting the one that best fits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Huntington, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Alternatives in Huntington, NY
The mission of Lendersa® is to promptly secure the most advantageous USDA or FHA loan with ease. Start by selecting one of three approaches that lead to matching lenders and accessing USDA loan offerings.
The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA Rural Development Loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.
1662 South Idalia Circle, Unit P, Aurora, CO, 80017
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by
successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.
Since your home is likely to be one of your largest assets, and your mortgage your largest debt
149 West Harvard Street, Suite 302, Fort Collins, CO, 80525
Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
Mark is the founder of Remarkable Mortgage. He has been in the Mortgage business for more than 8 years. He started Remarkable Mortgage, so he and rest of the team could devote their time, attention & talents to serving the Senior community of Colorado. From the beginning of his mortgage career his goal was to do Reverse Mortgages and nothing else.
At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
