USDA and FHA Pro and Con in Ellenville, Ulster County, NY
In 2025, the USDA loan cap in Ellenville, located in Ulster, NY, reaches $336,500, while the FHA limit for a single-family dwelling is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to juxtapose the latest USDA rates against FHA offers, and to ascertain the income, credit, reserves, and documentation requisite for qualification. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial scenario within .
2025 Loan Limits and Down Payment Requirements in Ellenville, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Ellenville, NY
Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Choose one of three initiating steps to connect with lenders and the USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It operates exclusively in rural areas. Differing from FHA mortgages, which mandate a minimum of 3.5% down, USDA loans demand no down payment at all.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
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