USDA Vs. FHA Pro and Con comparison in Ellenville, Ulster County, NY
In 2025, the USDA loan cap in Ellenville, located in Ulster, NY, reaches $336,500, while the FHA limit for a single-family dwelling is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to juxtapose the latest USDA rates against FHA offers, and to ascertain the income, credit, reserves, and documentation requisite for qualification. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial scenario within .
2025 Loan Limits and Down Payment Requirements in Ellenville, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Ellenville, NY
Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Choose one of three initiating steps to connect with lenders and the USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It operates exclusively in rural areas. Differing from FHA mortgages, which mandate a minimum of 3.5% down, USDA loans demand no down payment at all.
7335 Highway 6 South, Suite 200 East, Missouri City, TX, 77459
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We’ve been helping Customers afford the home of their dreams for the past 25 years and we love what we do.
We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
The Pioneer Mutual Credit Union ("Pioneer") was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.
We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.
1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.
Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.
Nizari PFCU is a member-owned financial institution founded in 1989 with over $260 million in assets today. Nizari PFCU envisions being the preferred financial institution of the Ismaili community. To be a member-focused financial institution committed to providing a wide array of quality financial services to its members.
800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
