In 2025, the USDA loan limit in Wawarsing, situated in Ulster county of NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Explore the Lendersa® USDA loan calculator to contrast today's ideal USDA against FHA rates, determining the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the program that fits your financial situation best in .
2025 Loan Limits and Down Payment Requirements in Wawarsing, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wawarsing, NY
At Lendersa®, the focus is to swiftly secure the best USDA or FHA loan options for you without hassle. Choose from three initial points to align with matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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