FHA Vs. USDA loan program for Wurtsboro, Sullivan County, New York

For 2026, the USDA loan limit in Wurtsboro, in the county of Sullivan, NY, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, evaluating necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in best meets your financial needs.

Exploring USDA and FHA Loan Options in Wurtsboro, NY

The aim of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and without hassle. Start by choosing from three pathways that link you with lenders and USDA programs suited to your needs.

View of Lendersa USDA loan request and matching results

What Is a USDA Loan in NY?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment.

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(301) 699-6100 Lender's profile and map Reviews FedChoice Federal Credit Union 10001 Willowdale Road, Lanham, MD, 20706 FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
(301) 306-0610 Lender's profile and map Reviews IBEW 26 Federal Credit Union 4371 Parliament Place, Suite C, Lanham, MD, 20706 The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.
(301) 731-0911 Lender's profile and map Reviews All Homes Financial LLC 4601 Presidents Drive, Suite 155, Lanham, MD, 20706 Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,
(240) 660-2848 Lender's profile and map Reviews The Mortgage Gallery Inc 16039 Comprint Circle, Gaithersburg, MD, 20877 The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(301) 627-2666 Lender's profile and map Reviews Prince George's Community Federal Credit Union 15201 Hall Road, Bowie, MD, 20721 Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
(855) 562-6664 Lender's profile and map Reviews The Mortgage Mall Inc 804 Jennings Mill Drive, Bowie, MD, 20721 The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
(301) 519-9780 Lender's profile and map Reviews MVP Postal and Printing Federal Credit Union 16501 Shady Grove Road, Gaithersburg, MD, 20898 We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
(301) 731-4300 Lender's profile and map Reviews Fortis Mortgage LLC 7761 Diamondback Drive, College Park, MD, 20742 Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
(301) 881-5626 Lender's profile and map Reviews FedFinancial Federal Credit Union 11233 Lockwood Drive, Silver Spring, MD, 20901 FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
(301) 588-1860 Lender's profile and map Reviews HEMA Federal Credit Union 8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901 HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.
(814) 224-2744 Lender's profile and map Reviews Morrisons Cove 1st Federal Credit Union 7533 Woodbury Pike, Roaring Spring, PA, 16673 The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
(301) 613-1437 Lender's profile and map Reviews Pathlight Home Mortgage Solutions 10409 Brunswick Avenue, Silver Spring, MD, 20902 Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.