USDA Vs. FHA your options comparison in Enfield, Tompkins County, NY
During 2025, in Enfield, within Tompkins County, NY, the USDA loan limit is set at $336,500, while the single-family home FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine needed income levels, credit, reserves, and documents to qualify for these loans. With our advanced mortgage calculator, view side-by-side analyses of USDA, FHA, Conforming, and VA loans, guiding you to the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements for Enfield, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Accessing USDA and FHA Loan Options in Enfield, NY
Lendersa® works to secure your optimal USDA or FHA loan swiftly and smoothly. Choose from three pathways to find matching lenders offering favorable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is available exclusively in rural areas. While FHA loans require at least a 3.5% down payment, the USDA mortgage allows you to finance with zero down payment.
We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
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At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
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CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.
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Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
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Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
