USDA and FHA Pro and Con in Enfield, Tompkins County, NY
During 2025, in Enfield, within Tompkins County, NY, the USDA loan limit is set at $336,500, while the single-family home FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine needed income levels, credit, reserves, and documents to qualify for these loans. With our advanced mortgage calculator, view side-by-side analyses of USDA, FHA, Conforming, and VA loans, guiding you to the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements for Enfield, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Accessing USDA and FHA Loan Options in Enfield, NY
Lendersa® works to secure your optimal USDA or FHA loan swiftly and smoothly. Choose from three pathways to find matching lenders offering favorable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is available exclusively in rural areas. While FHA loans require at least a 3.5% down payment, the USDA mortgage allows you to finance with zero down payment.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
79 South Benson Road, Suite 5, Fairfield, CT, 06824
BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
We offer a wide variety of services to meet the growing needs of our customers from young and growing families to professionals, seniors and business owners. Whether you are saving for college or need a large construction loan for your business - Collinsville Bank - A Division of Northwest Community Bank is here for you.
51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.
"1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.
As a community bank, we place relationships and customer service at the center of all that we do."
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.
Source Realty Capital serves our clients need for capital
