USDA and FHA Pro and Con in Hector, Schuyler County, NY
For 2025, the USDA loan limit in Hector, located in Schuyler, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the top USDA versus FHA rates available today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .
Loan Limits and Down Payment Requirements 2025 in Hector, Schuyler, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Hector, NY
The primary goal at Lendersa® is to quickly connect you with the best USDA or FHA loan choices, completely hassle-free. Select from one of three starting options to get hooked up with matching lenders and USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it's distinguished from FHA loans by not requiring a 3.5% down payment—the USDA mortgage requires none at all.
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7777 Glades Road, Suite 309, Boca Raton, NY, 33434
Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
4154 Erindale Drive North, North Fort Myers, FL, 33903
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
Community State Bank operates as a full-service bank. The Bank accepts deposits, makes loans, and provides other services for the public. Community State Bank has a wide array of services to meet your every day needs. We have simplied personal banking that you can access anytime.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we
serve by knowing and understanding the needs of customers, employees and shareholders while
providing them with the best possible products, services and opportunities to meet their goals.
18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.
19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
