USDA and FHA Pro and Con in Lansing, Tompkins County, NY
As of 2026, in Lansing, located in Tompkins, NY, the USDA loan cap is $336,500, whereas the FHA loan limit for single-family homes is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates, and to explore the necessary income, credit standing, reserves, and documentation to qualify. Our sophisticated mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA options side by side, assisting in identifying the ideal program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Lansing, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Lansing, NY
The objective of Lendersa® is to provide you with quick and hassle-free options for the best USDA or FHA loan. Choose from one of three initial steps, which will connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, sanctioned by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is strictly available in rural regions. Contrary to FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338
Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
