USDA Vs. FHA Pro and Con comparison in Lansing, Tompkins County, NY
As of 2025, in Lansing, located in Tompkins, NY, the USDA loan cap is $336,500, whereas the FHA loan limit for single-family homes is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates, and to explore the necessary income, credit standing, reserves, and documentation to qualify. Our sophisticated mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA options side by side, assisting in identifying the ideal program in for your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Lansing, Tompkins, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Lansing, NY
The objective of Lendersa® is to provide you with quick and hassle-free options for the best USDA or FHA loan. Choose from one of three initial steps, which will connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, sanctioned by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is strictly available in rural regions. Contrary to FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
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