In the year 2026, the USDA loan limit in Victor, county of Ontario, NY is defined as $336,500, while the limit for FHA on a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the competitive USDA and FHA rates of today. This will help you determine the necessary requirements in terms of income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program best suits your financial scenario in Alabama.
Consult loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The objective of Lendersa® is to efficiently and seamlessly connect you with the perfect USDA or FHA loan. Begin with one of three options to find lenders that match your needs and explore suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, presenting a valuable option for rural home buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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