USDA Vs. FHA Pro and Con comparison in Frankfort, Herkimer County, NY
In 2025, the USDA loan limit for Frankfort, in Herkimer, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the ideal USDA and FHA rates today, and to determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thereby aiding you in choosing the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Frankfort, County of Herkimer, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Frankfort, NY
The goal of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and access suitable USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
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