USDA Vs. FHA your options comparison in Herkimer, Herkimer County, NY
In 2025, USDA loan limit in Herkimer, county of Herkimer, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Herkimer, county of Herkimer, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Herkimer, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.
Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
3100 E. Cedar Street, Suite 11, Ontario, CA, 91764
Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764
Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.
Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
Priority Lending is the top-rated loan officer in Ontario, CA! Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs constantly change, you need to make sure you're dealing with a top professional.
Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752
At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
