In 2025, within the county of Herkimer, NY, the USDA loan maximum for Ilion is set at $336,500, whereas the FHA loan limit for a standard single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, identifying the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA rates side-by-side, aiding in the selection of the best program for your precise financial needs in .
2025 Lending Limits & Down Payment Details in Ilion, Herkimer county, NY
Type of Loan
Cap Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Alternatives: USDA & FHA in Ilion, NY
The aim of Lendersa® is to efficiently guide you towards the most favorable USDA or FHA loan. Initiate with any of the three steps below, leading you to matching lenders and USDA loan alternatives.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is provided by the U.S. Department of Agriculture and is offered exclusively in rural areas. Conversely, while FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
We can help you with most of today’s most popular mortgage products such as
FHA Loans for Purchase
FHA streamline Refi
Conventional Purchases with 5% down or more
LPMI (Lender Paid MI) conventional purchase or Refi
VA Loans
Reverse Mortgage (Senior home-owners 62 and over)
Fannie Mae HARP Refi
1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
Up to 85% LTC & 70% ARV
No application fees
Get pre-approved in minutes
Close in 7-10 days
Low Costs Fees start at 1.25 Points
31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.
Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
