USDA Loan Vs. FHA loan for Schuyler, NY 2025

In 2025, the USDA loan limit in Schuyler, within Herkimer County, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Harness the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that best fits your financial needs in .

USDA and FHA Loan Options in Schuyler, NY

The goal of Lendersa® is to quickly help you secure the best USDA or FHA loan with ease. Choose one of three starting paths that connect you with the right lenders and USDA loan programs.

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What is a USDA Loan in NY?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, no down payment is necessary for USDA mortgages.

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(307) 382-2968 Lender's profile and map Reviews Trona Valley Federal Credit Union 2640 Foothill Blvd, Rock Springs, WY, 82901 "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
(307) 371-1927 Lender's profile and map Reviews FLANAGAN STATE BANK 82901, Rock Springs, WY, 82901 Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
(307) 382-5500 Lender's profile and map Reviews Country Home Mortgage 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901 Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
(956) 682-2265 Lender's profile and map Reviews Texas Regional Bank 2019 South 77 Sunshine Strip, Harlingen, TX, 78550 The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
(956) 423-5792 Lender's profile and map Reviews Rio Grande Valley Credit Union 1221 Morgan Boulevard, Harlingen, TX, 78550 Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(956) 428-4100 Lender's profile and map Reviews First Community Bank TX 806 S. 77 Sunshine Strip, Harlingen, TX, 78550 First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
(956) 368-5094 Lender's profile and map Reviews Vetted Notes, LLC 1210 East Tyler, Harlingen, TX, 78550 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(956) 622-4307 Lender's profile and map Reviews Reliant Mortgage Services 30 Providencia Court, Suite 4M, Brownsville, TX, 78526 Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
(956) 455-8183 Lender's profile and map Reviews GWG MORTGAGE CO., INC 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526 "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
(361) 527-3221 Lender's profile and map Reviews The First National Bank of Hebbronville 305 N. Smith, Hebbronville, TX, 78361 Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
(505) 982-8942 Lender's profile and map Reviews Guadalupe Credit Union 3601 Mimbres Lane, Santa Fe, NM, 87507 Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
(505) 662-3421 Lender's profile and map Reviews Los Alamos Schools Credit Union 1010 Central Avenue, Los Alamos, NM, 87544 As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.