In 2026, the USDA loan limit in Franklin-Square, within the county of Nassau, NY, stands at $0. Meanwhile, the FHA limit for a single-family home is $822,375.
The Lendersa® USDA loan calculator can help you evaluate today's top USDA versus FHA rates. It determines important factors like income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side to decide which program suits your financial needs best in .
2026 Loan Limits and Downpayment Requirements in Franklin-Square, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Franklin-Square, NY
Lendersa® is dedicated to helping you secure the best USDA or FHA loans quickly and effortlessly. Choose one of the three pathways that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. It is specifically accessible in rural locales. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages need no down payment, providing a significant advantage for eligible borrowers.
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On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
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Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
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