USDA Vs. FHA your options comparison in North-Valley-Stream, Nassau County, NY
During 2025, the USDA loan limit for North-Valley-Stream, located in Nassau, NY, is $0. Conversely, the FHA limit for a single-family home stands at $822,375.
Use Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and explore the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in your decision-making for the best program suitable to your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in North-Valley-Stream, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in North-Valley-Stream, NY
The goal of Lendersa® is to quickly provide you with the ideal USDA or FHA loans hassle-free. Begin with one of three initial steps that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans need none.
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