USDA Vs. FHA your options comparison in Malverne, Nassau County, NY

In 2025, the USDA loan limit in Malverne, within Nassau County, NY, is $0, while the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa®'s USDA loan calculator to compare top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, guiding you to decide the most suitable program in for your financial needs.

Compare offers from 100 lenders

Loan Limits and Downpayment Requirements in Malverne, Nassau, NY for 2025

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Malverne, NY

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and without difficulties. Choose one of three starting paths to link with matching lenders and USDA programs.

USDA loan requests through Lendersa

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, offering a financial benefit for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
  • GPC Mortgage
  • 9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402
  • GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.
  • The Mortgage Guys
  • 8721 Sunset Blvd, Ph 10, Ontario, CA, 90069
  • Kendell is a Southern California Mortgage Loan Originator helping you fund your future. Kendell and his team specialize in providing quality service by guiding their clients through a smooth mortgage process. With over 20 years in the mortgage business, this team is equipped to serve all your lending needs.
  • The Mortgage Guy Inc
  • 8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
  • The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.
  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • All Star Realty and Mortgage Inc
  • 1177 E Shaw Ave STE 106,, Fresno, CA, 93710
  • ALL STAR REALTY AND MORTGAGE always believe that homeownership should be transparent, fast, and most importantly, low-cost. We have been redefining the process of homeownership for years. As a fully integrated and registered mortgage company in California, we offer the best loan officer and home mortgage services in Fresno, CA to all.
  • Central Valley Firefighters Credit Union
  • 5300 N. Fresno Street, Fresno, CA, 93710
  • From everyday banking to loans and mortgages, CVFCU is motivated by what you’ll be doing tomorrow. Unlike a bank, we don’t report to shareholders. As a not-for-profit, we’re owned by our members and we exist solely to serve our members. Here you will find a credit union where financial education is a priority
  • Affordable lending by Daryl/ California Funding and Investments
  • 700 E Shaw Ave, Fresno, CA, 93710
  • Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.