For the year 2026, the USDA loan limit in Gates, within Monroe county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to examine the current best rates for USDA versus FHA and identify the income level, credit score, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator allows you to view side-by-side comparisons of USDA, FHA, Conforming, and VA loans, supporting your decision-making in choosing the most appropriate financial program in .
Loan Limits and Down Payment Requirements for 2026 in Gates, County of Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Gates, NY
The mission of Lendersa® is to help you secure the best available USDA or FHA loan swiftly and effortlessly. You can choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is provided with a guarantee from the U.S. Department of Agriculture and is accessible only within rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA loan has no down payment requirement.
Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc. has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
3473 Satellite Blvd, Suite 200N, Duluth, GA, 30096
Keystone Residential Mortgage LLC Every day I help clients obtain the best loans in San Francisco in order to finance their properties. I provide specialized home-buying and refinancing services, and my approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
