USDA and FHA Pro and Con in North-Gates, Monroe County, NY
During 2025, the USDA loan cap in North-Gates, within the county of Monroe, NY,
is $285,000, whereas the limit for an FHA loan for a single-family home
is $356,362.
Use the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates available today.
Identify the necessary income, credit rating, reserves, and documents for qualification.
Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side,
to aid you in selecting the program in that suits your financial situation best.
Loan Limits and Downpayment Requirements for 2025 in North-Gates, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in North-Gates, NY
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and with ease.
Begin with one of three strategic starting points that align you with matching lenders and suitable
USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture, also known as
a USDA rural development loan or USDA mortgage, is available only in rural areas.
Unlike FHA loans requiring at least 3.5% as a down payment, the USDA mortgage loan requires none.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
Lower Columbia Longshoremen's Federal Credit Union
629 14th Avenue, Longview, WA, 98632
Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
842 Washington Way, Suite 110, Longview, WA, 98632
Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
