During 2025, the USDA loan threshold for Ogden, in Monroe county, NY, is capped at $336,500. Simultaneously, the FHA loan limit for a single-family residence is designated as $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today’s top USDA against FHA rates and ascertain the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator also juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in determining the program that best suits your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to deliver the ideal USDA or FHA loans swiftly and with ease. Choose one among three initial pathways that culminate in aligning you with suitable lenders and USDA programs.
A USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is only available in rural regions. Contrasting FHA loans, which require a minimum down payment of 3.5%, USDA loans mandate no down payment at all, making them highly accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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