USDA Vs. FHA your options comparison in Ogden, Monroe County, NY
During 2025, the USDA loan threshold for Ogden, in Monroe county, NY, is capped at $336,500. Simultaneously, the FHA loan limit for a single-family residence is designated as $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today’s top USDA against FHA rates and ascertain the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator also juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in determining the program that best suits your financial circumstances in .
Overview of Loan Limits for 2025 and Down Payment Specifications in Ogden, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Ogden, NY
The mission of Lendersa® is to deliver the ideal USDA or FHA loans swiftly and with ease. Choose one among three initial pathways that culminate in aligning you with suitable lenders and USDA programs.
A USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is only available in rural regions. Contrasting FHA loans, which require a minimum down payment of 3.5%, USDA loans mandate no down payment at all, making them highly accessible.
We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing.
We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
CRC Hard Money Loans is a commercial and investors mortgage broker company that offers access to financing in the specialized field of alternative loans for almost all property types. Our company works with rehabbers and commercial property owners to achieve lending terms that meet their current needs and investment goals. CRC Hard Money Loans is d
Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
Insight Credit Union is a state-chartered credit union dedicated to improving the financial lives of those who live and work in the communities it serves. With 13 locations and more than 125 employees, Insight serves over 50,000 members in Orange, Seminole, Volusia, Osceola, Lake, Sumter, Citrus and Marion Counties.
Warehouse Avenue, Building 82, Camp Shelby, MS, 39407
Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
"Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes.
We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.
We’ve been guided by values like honesty, integrity and loyalty every step of the way.
At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.
Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.
