For 2026, the USDA loan limit in Geneseo, located within the county of Livingston, NY, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare current USDA vs. FHA rates. Determines the required income, credit scores, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding in a decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly secure the best possible USDA or FHA loan for you efficiently and without hassle. Pick one of three entry points to connect with lenders and USDA loan programs effectively.
A USDA home loan—also known as a USDA rural development loan or USDA mortgage—is guaranteed by the government Department of Agriculture and is exclusively available in rural regions. Contrasting with FHA loans, which require a minimum of a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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