USDA Vs. FHA Pro and Con comparison in Avon, Livingston County, NY
In 2026, the USDA loan cap in Avon, within Livingston county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates, and to assess the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to aid in selecting the best option for your financial situation in .
Loan limits and down payment requirements for 2026 in Avon, Livingston county, NY
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan choices in Avon, NY
Lendersa® aims to quickly and seamlessly provide you with exceptional USDA or FHA loan options. Begin by selecting from one of three pathways that connect you to lenders and associated USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture (USDA), often called the USDA rural development loan or USDA mortgage, is restricted to rural locations. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans have no down payment requirement.
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