USDA Loan Vs. FHA loan for Caledonia, NY [Livingston County ]

In 2025, the USDA loan limit for Caledonia, located in Livingston, NY, is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare USDA and FHA rates available today. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial situation in .

USDA and FHA Loan Options in Caledonia, NY

Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Choose one of three starting points and connect with matching lenders and USDA loan programs.

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What is a USDA Loan in NY?

The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is available only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

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(610) 384-8282 Lender's profile and map Reviews Presence Bank 185 East Lincoln Highway, Coatesville, PA, 19320 Founded in 1919, Presence Bank is a state-chartered FDIC bank that provides the most up-to-date financial products and services accessible online or in person. We offer deposit and loan accounts for every stage of life, so individuals and families can count on building a relationship at a bank they can trust for years to come.
(484) 678-9202 Lender's profile and map Reviews Christine D Burnett 1935 Strasburg Road, Coatesville, PA, 19320 I’m Christine. I am a Pa. mortgage broker located in beautiful Chester County. With over 30 years of experience in the industry, I offer productive and personalized solutions for your unique mortgage needs. I offer some extremely competitive rates and certain programs that you won’t find at your local bank.
(610) 380-3100 Lender's profile and map Reviews Advantage Mortgage Group 140 Cedar Knoll Rd, Coatesville, PA, 19320 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(216) 232-2900 Lender's profile and map Reviews Rockway Mortgage Company, Inc. 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116 Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(330) 376-3626 Lender's profile and map Reviews Summit Federal Credit Union 100 Wheeler Street, Akron, OH, 44311 In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
(330) 253-9106 Lender's profile and map Reviews Buckeye State Credit Union 197 E Thornton Street, Akron, OH, 44311 Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
(330) 374-2990 Lender's profile and map Reviews BFG Federal Credit Union 445 South Main Street, Akron, OH, 44311 BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(973) 595-7800 Lender's profile and map Reviews Dynamic Financial Consultants Inc 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470 Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
(610) 363-9400 Lender's profile and map Reviews First Resource Bank 800 N. Pottstown Pike, Exton, PA, 19341 First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.
(800) 666-0191 Lender's profile and map Reviews Citadel Credit Union 520 Eagleview Boulevard, Exton, PA, 19341 Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
(610) 363-3027 Lender's profile and map Reviews J & S Mortgage Inc 311 Exton Commons, Exton, PA, 19341 J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
(610) 594-8880 Lender's profile and map Reviews Advantage Financial Funding Corporation 124 John Robert Thomas Drive, Exton, PA, 19341 HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.