For 2025, the USDA loan cap in Ghent, within Columbia county, NY, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator for comparing today's optimal USDA versus FHA rates, and assessing the income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the optimal program in tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Ghent, Columbia County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Ghent, NY
The goal of Lendersa® is to connect you with the most suitable USDA or FHA loan quickly and easily. Choose from three initiation points that pair with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, is also known as the USDA rural development loan or mortgage. This type of loan is restricted to rural areas and does not require a down payment, unlike FHA loans, which demand a minimum of 3.5% down payment.
As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
2023 West Platt Street, Suite 106, Tampa, FL, 33606
We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment
Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Tampa Mortgage Brokers will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available.Mortgage,
29750 US Highway 19 North, Suite 100, Clearwater, FL, 33761
Flagship Bank was founded by a local Board of Directors, owned by committed local shareholders & operated by successful, local bankers with deep roots in our community. As a community-based bank, Flagship Bank is committed to renewing former relationships and building new relationships by catering to the financial needs of owner managed businesses
Lewin & Associates, Inc. was established in 1996 by President and founder Michael A. Lewin, Investment Advisor Representative. Michael has worked in the financial services industry for over 25 years. Lewin & Associates, Inc. specializes in financial planning and mortgages. We work to help people with savings plans
