USDA Vs. FHA Pro and Con comparison in Ghent, Columbia County, NY
For 2025, the USDA loan cap in Ghent, within Columbia county, NY, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator for comparing today's optimal USDA versus FHA rates, and assessing the income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the optimal program in tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Ghent, Columbia County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Ghent, NY
The goal of Lendersa® is to connect you with the most suitable USDA or FHA loan quickly and easily. Choose from three initiation points that pair with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, is also known as the USDA rural development loan or mortgage. This type of loan is restricted to rural areas and does not require a down payment, unlike FHA loans, which demand a minimum of 3.5% down payment.
Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
645 Fourth Street Suite #215, Santa Rosa, CA, 95404
We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.
We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.
Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.
Cypress Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual real estate financing goals. We make the process of securing a mortgage simple and straight-forward by offering you
Our goal isn’t to generate profits for stockholders. It’s to improve the lives of our members. That means we give back more to our members in the form of higher savings rates, low loan rates and less fees. We proudly serve the financial needs of over 75, 000 members across the Stanford, Palo Alto and San Francisco Bay Area communities.
The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
