USDA Vs. FHA your options comparison in Greenport, Columbia County, NY
In 2026, within Greenport, located in Columbia county, NY, the USDA loan limit stands at $336,500. As for FHA loans, the single-family home limit is set at $472,030.
To evaluate the best rates offered today between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. Determine the eligibility requirements such as income, credit score, reserves, and documents. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan programs side-by-side, assisting you in selecting the most suitable option for your financial needs in .
Loan limits and down payment requirements for 2026 in Greenport, Columbia County, NY
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Greenport, NY
The objective of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan. Choose among three entry points to find matching lenders and leverage USDA loan options.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan is exclusive to rural areas. Unlike an FHA loan, which requires at least a 3.5% down payment, USDA mortgage loans offer zero down payment.
Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
