USDA Loan Vs. FHA loan for Greenport, NY 2025

In 2025, within Greenport, located in Columbia county, NY, the USDA loan limit stands at $336,500. As for FHA loans, the single-family home limit is set at $472,030.

To evaluate the best rates offered today between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. Determine the eligibility requirements such as income, credit score, reserves, and documents. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan programs side-by-side, assisting you in selecting the most suitable option for your financial needs in .

USDA and FHA Loan Opportunities in Greenport, NY

The objective of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan. Choose among three entry points to find matching lenders and leverage USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan is a government-backed loan provided by the Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan is exclusive to rural areas. Unlike an FHA loan, which requires at least a 3.5% down payment, USDA mortgage loans offer zero down payment.

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516-535-0015 Lender's profile and map Reviews ACRES Capital 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590 ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
(917) 355-1058 Lender's profile and map Reviews Hard Money Lenders NY 43-13 National St, Corona, NY, 11368 "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
(718) 463-3600 Lender's profile and map Reviews Amerasia Bank Flushing 41-06 Main Street, Flushing, NY, 11355 Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
(860) 376-4444 Lender's profile and map Reviews Jewett City Savings Bank 111 Main Street, Jewett City, CT, 06351 Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
(646) 837-5522 Lender's profile and map Reviews Upwise Capital 1110 Second Avenue, Suite 303, New York, NY 10022, USA, New York, NY, 10022 Upwise is the best option for financing. All small-scale companies can get business loans from us. We can help you get the business loan that you need. Our company has been helping hundreds of businesses thrive and grow for the past 10+ years. Get in touch with Upwise Capital today to get on the right track to success.
(212) 652-7200 Lender's profile and map Reviews M.Y. SAFRA BANK, FSB 499 Park Avenue, New York, NY, 10022 M.Y. Safra recognizes and respects that clients are intelligent, successful and time pressured. They value a bank that listens, is straightforward and professional, and provides high quality standard banking services with customized personal service touches. We are completely dedicated to creating a distinctive and superior banking experience.
(800) 649-4646 Lender's profile and map Reviews Leominster Credit Union 20 Adams Street, Leominster, MA, 01453 Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
(978) 534-0240 Lender's profile and map Reviews Leominster Employees Federal Credit Union 24 Church Street, Leominster, MA, 01453 Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
(518) 992-2933 Lender's profile and map Reviews York Funding LLC 575 Lexington Avenue, 4th floor, New York, NY, 10022 York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
(212) 323-1100 Lender's profile and map Reviews Modern Bank, National Association 410 Park Avenue, New York, NY, 10022 Modern Bank is a privately-owned commercial wholesale bank that provides financing and banking solutions to companies across a wide variety of industries, and commercial real estate financing to sponsors. Our segment-focused teams, backed by comprehensive financial and intellectual capital, work directly with our clients.
(978) 870-1306 Lender's profile and map Reviews Fidelity Bank MA 9 Leominster Connector, Leominster, MA, 01453 The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.