USDA and FHA Pro and Con in Athens, Greene County, NY
For 2026, the USDA loan limit in Athens, the county of Greene, NY, is $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Utilizing the Lendersa® USDA loan calculator allows you to explore and compare today's most competitive USDA and FHA rates, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, providing a comprehensive view to help you decide which program in is best for your financial situation.
2026 Loan Limits and Down Payment Requirements in Athens, County of Greene, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Athens, NY
Lendersa® aims to swiftly connect you with the finest USDA or FHA loan options available without unnecessary hassle. Begin by selecting from three starting points that lead to matching lenders and USDA loan programs customized to fit your needs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
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66 South Pearl Street, 10th floor, Albany, NY, 12207
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