USDA and FHA Pro and Con in Athens, Greene County, NY
For 2026, the USDA loan limit in Athens, the county of Greene, NY, is $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Utilizing the Lendersa® USDA loan calculator allows you to explore and compare today's most competitive USDA and FHA rates, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, providing a comprehensive view to help you decide which program in is best for your financial situation.
2026 Loan Limits and Down Payment Requirements in Athens, County of Greene, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Athens, NY
Lendersa® aims to swiftly connect you with the finest USDA or FHA loan options available without unnecessary hassle. Begin by selecting from three starting points that lead to matching lenders and USDA loan programs customized to fit your needs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
51 Commerce Street, Suite 101, Springfield, NJ, 07081
MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
150 Morris Avenue Suite 206,, Springfield, NJ, 7081
At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
