USDA Vs. FHA your options comparison in Livingston, Columbia County, NY
In 2025, the USDA loan limit in Livingston, Columbia County, NY is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is the most beneficial for your financial situation.
2025 Loan Limits and Down Payment Requirements in Livingston, Columbia, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Livingston, NY
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose from three starting options to connect with matching lenders and applicable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage doesn’t require any down payment.
1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
"Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...
We have been helping friends and neighbors of the Treasure Coast since 1999. We are locally owned and operated, and offer fast and friendly service with your privacy in mind. But don't just take our word for it, look below to read comments written directly by our customers. We look forward to seeing you soon!
7410 UW Hwy 1, Suite 101, Port Saint Lucie, FL, 34952
Our agents are experienced in all types of market conditions, housing developments & real estate opportunities all across Florida. With decades of hands-on experience & knowledge in the Florida real estate marketplace, you can rest assure the agents at Viking Realty Group will help you achieve your goals of homeownership or real estate investing.
1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
