USDA Loan Vs. FHA loan for Grand-Island, NY [ best of 2023]

In 2025, USDA loan limit in Grand-Island, county of Erie, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grand-Island, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 683-0973 2101 miles Lender's profile and map Reviews 1st Security Bank of Washington 6920 220th St SW, Mountlake Terrace, WA, 98043 At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
(206) 853-5097 2101 miles Lender's profile and map Reviews Northwest Home Loan 10402 35th Avenue North East, Seattle, WA, 98125 Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.
(206) 388-1888 2101 miles Lender's profile and map Reviews eLink Mortgage LLC 3207 NE 125th St, Seattle, WA, 98125 eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
(425) 251-8888 2102 miles Lender's profile and map Reviews Cascade Federal Credit Union 18020 80th Avenue S, Kent, WA, 98032 Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
(206) 718-9488 2102 miles Lender's profile and map Reviews Rhonda Porter - Mortgage Master Service Corp. 20425 72nd Avenue S, Suite 210, Kent, WA, 98032 Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
(253) 854-4641 2102 miles Lender's profile and map Reviews Kent Jewelry & Loan 624 West Meeker St, Kent, WA, 98032 Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
(206) 779-6805 2102 miles Lender's profile and map Reviews E-Lending Inc. 4505 Somerset Lane, Kent, WA, 98032 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(253) 234-2185 2102 miles Lender's profile and map Reviews Kiel Mortgage 20425 72nd Ave S, Suite 210, Kent, WA, 98032 Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
(253) 859-5300 2102 miles Lender's profile and map Reviews MORTGAGE MASTER SERVICE CORPORATION 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032 Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
(833) 747-3927 2102 miles Lender's profile and map Reviews Certain Lending 16300 Christensen Rd, Suite 350, Seattle, WA, 98188 We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
(800) 233-2328 2103 miles Lender's profile and map Reviews BECU 12770 Gateway Drive S, Tukwila, WA, 98168 As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.