USDA Loan Vs. FHA loan for Grand-Island, NY 2025

In 2025, USDA loan limit in Grand-Island, county of Erie, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grand-Island, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 433-1837 1865 miles Lender's profile and map Reviews Numerica Credit Union PO Box 4000, Spokane Valley, WA, 99037 Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
(208) 660-3190 1866 miles Lender's profile and map Reviews Old Republic Mortgage 301 N. Union, Suite B, Newport, WA, 99156 Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
(208) 884-0150 1866 miles Lender's profile and map Reviews CapEd Credit Union PO Box 570, Meridian, ID, 83680 We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
208 467 5467 1868 miles Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(866) 663-0810 1868 miles Lender's profile and map Reviews Paramount Payment Systems 841 E. Fairview Ave, Suite 101, Meridian, ID, 83642 Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
(208) 467-6583 1868 miles Lender's profile and map Reviews Clarity Credit Union - Meridian, Idaho 555 S. Meridian Rd, Meridian, ID, 83642 Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
(208) 871-5288 1868 miles Lender's profile and map Reviews Equity Northwest Real Estate 129 E Pine Ave, Meridian, ID, 83642 Equity Northwest Real Estate \| Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
(208) 629-0606 1868 miles Lender's profile and map Reviews PMR - Premier Mortgage Resources LLC 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642 At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
(208) 854-7800 1868 miles Lender's profile and map Reviews Capital Mortgage 1857 S Millennium Way, Suite 100, Meridian, ID, 83642 Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
(208) 375-5626 1868 miles Lender's profile and map Reviews 1st Choice Mortgage Company, LLC 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
(360) 601-7837 1868 miles Lender's profile and map Reviews Catlin Capital, Inc. 1410 N Mullan, Suite 205, Spokane, WA, 99206 Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth