USDA Vs. FHA Pro and Con comparison in Grandyle-Village, Erie County, NY

As of 2026, the USDA loan limit in Grandyle-Village, Erie, NY is set at $285,000, with the FHA loan maximum at $356,362 for single-family homes.

Utilize Lendersa®'s USDA loan calculator to evaluate the most favorable USDA versus FHA rates. This tool determines income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program for your financial scenario in .

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2026 Loan Limits and Down Payment Details in Grandyle-Village, Erie, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Grandyle-Village, NY

Lendersa® is dedicated to securing the best USDA or FHA loans for you quickly and with convenience. Choose from three options to connect with lenders and available USDA programs.

Lendersa USDA loan request and matching results

USDA Loan Overview in NY

The USDA home loan, guaranteed by the U.S. Department of Agriculture (USDA rural development loan or mortgage), is meant solely for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage need not have any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
  • Bank of Hazelton
  • 363 Main Street, Hazelton, ND, 58544
  • Bank Of Hazelton is a branch office of Bank Of Hazelton. They provide the following services: Full Service Office Location and are located at 363 Main St in Hazelton North Dakota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
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  • The State Exchange Bank
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