As of 2026, the USDA loan limit in Grandyle-Village, Erie, NY is set at $285,000, with the FHA loan maximum at $356,362 for single-family homes.
Utilize Lendersa®'s USDA loan calculator to evaluate the most favorable USDA versus FHA rates. This tool determines income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program for your financial scenario in .
2026 Loan Limits and Down Payment Details in Grandyle-Village, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Grandyle-Village, NY
Lendersa® is dedicated to securing the best USDA or FHA loans for you quickly and with convenience. Choose from three options to connect with lenders and available USDA programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture (USDA rural development loan or mortgage), is meant solely for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage need not have any down payment.
The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.
Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
