USDA VS FHA in North-Tonawanda, Niagara County, NY
For 2025, the USDA loan limit in North-Tonawanda, located in the county of Niagara, NY, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
To compare today's USDA and FHA best rates, utilize Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents for qualification. Our cutting-edge mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements for North-Tonawanda, County of Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in North-Tonawanda, NY
Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and without stress. Choose from three starting points that will align with lenders and the USDA loan initiatives.
A USDA home loan is backed by the government, specifically by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan does not necessitate any down payment.
USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
26 Century Boulevard, Suite 3, Nashville, TN, 37214
The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
