USDA Vs. FHA Pro and Con comparison in North-Tonawanda, Niagara County, NY
For 2025, the USDA loan limit in North-Tonawanda, located in the county of Niagara, NY, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
To compare today's USDA and FHA best rates, utilize Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents for qualification. Our cutting-edge mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements for North-Tonawanda, County of Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in North-Tonawanda, NY
Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and without stress. Choose from three starting points that will align with lenders and the USDA loan initiatives.
A USDA home loan is backed by the government, specifically by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan does not necessitate any down payment.
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your businessâs financial strength.
3633 136th Place SE, Suite 210, Bellevue, WA, 98006
Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.
14205 SE 36th Street, Suite 100, Bellevue, WA, 98006
Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers
BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
