USDA VS FHA in North-Tonawanda, Niagara County, NY
In 2025, USDA loan limit in North-Tonawanda, county of Niagara, NY is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in North-Tonawanda, county of Niagara, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in North-Tonawanda, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
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Desjardins Group was the first Quebec institution to open a branch in Florida when Desjardins Bank was founded in Hallandale Beach in 1992. It serves members of Desjardins caisses, individuals and businesses alike, all over Florida and the U.S. All Desjardins Bank documentation is in English but account holders have access to services in French.
1850 South Ocean Drive, Suite 1708, Hallandale, FL, 33009
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