USDA Vs. FHA your options comparison in Niagara-Falls, Niagara County, NY
As of 2025, the USDA loan limit in Niagara-Falls, located in Niagara county, NY, is $285,000, whereas for a single-family dwelling, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA and FHA loans today. It helps you figure out the income, credit, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Niagara-Falls, Niagara County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Niagara-Falls, NY
Lendersa® aims to connect you with the best USDA or FHA loan options quickly and effortlessly. Choose from three different starting paths to match with lenders and access USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, solely available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
633 West Fifth St., Suite 2200, Los Angeles, CA, 90071
Thorofare Capital, Inc. is a Los Angeles-based commercial real estate loan origination and servicing company. The firm focuses on $5 million to $100 million financing transactions, targeting value-add and opportunistic acquisitions, recapitalizations, and distressed debt secured by transitional properties
PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient
3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
309 E 8th Street, Suite 601, Los Angeles, CA, 90014
"Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.
Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
