FHA Vs. USDA loan program for Niagara-Falls, Niagara County, New York

In 2025, USDA loan limit in Niagara-Falls, county of Niagara, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Niagara-Falls, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 668-3546 1361 miles Lender's profile and map Reviews Intelligent Investments Inc 302 Elati Street, Denver, CO, 80223 Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
(720) 283-2346 1361 miles Lender's profile and map Reviews Columbine Federal Credit Union 4902 E Dry Creek Rd, Centennial, CO, 80122 Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
(303) 740-7063 1361 miles Lender's profile and map Reviews Arapahoe Credit Union 3999 E. Arapahoe Rd, Centennial, CO, 80122 Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
(720) 458-4036 1361 miles Lender's profile and map Reviews Silver Leaf Mortgage Inc 6972 South Vine Street, Suite 366, Centennial, CO, 80122 Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
(303) 905-3167 1361 miles Lender's profile and map Reviews Colorado One Mortgage 7950 Lincoln Street, Suite 115, Littleton, CO, 80122 Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
(720) 818-8000 1361 miles Lender's profile and map Reviews Liberty Lending Group 7500 South University Blvd, Suite 102, Centennial, CO, 80122 Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
(303) 716-7676 1361 miles Lender's profile and map Reviews Access Equity Corp 7950 S Lincoln St, Suite 109, Littleton, CO, 80122 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(720) 479-7900 1361 miles Lender's profile and map Reviews Clean Energy Federal Credit Union PO Box 4233, Englewood, CO, 80155 Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
(512) 573-9546 1361 miles Lender's profile and map Reviews Westate Mortgage & Realty LLC 1404 Olympus Drive, Austin, TX, 78733 At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(512) 522-5818 1361 miles Lender's profile and map Reviews Wang Mortgage LLC 2009 Vervain Court, Austin, TX, 78733 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
512 394 7114 1361 miles Lender's profile and map Reviews Thrive Lending 809 Cuernavaca Dr N, Austin, TX, 78733 Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “