As of 2025, the USDA loan limit in Niagara-Falls, located in Niagara county, NY, is $285,000, whereas for a single-family dwelling, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA and FHA loans today. It helps you figure out the income, credit, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Niagara-Falls, Niagara County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Niagara-Falls, NY
Lendersa® aims to connect you with the best USDA or FHA loan options quickly and effortlessly. Choose from three different starting paths to match with lenders and access USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, solely available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize
1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.
601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.
113 Atlanta Country Club Drive SE, Marietta, GA, 30067
Grace Financial Network we're committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.
2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms
The Mower County Employees Credit Union was chartered in 1961 to benefit the employees of Mower County. When you become a member, you become an owner! As a cooperative, owned entirely by our members, earnings are returned to you in the form of better rates, fewer fees and exceptional service! We're an exclusive benefit for all Mower County.
We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
