USDA and FHA Pro and Con in Greene, Chenango County, NY

For 2026, the USDA loan cap in Greene located in Chenango county, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

With Lendersa®'s USDA loan calculator, you can compare today's USDA and FHA rates, determining the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the ideal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Greene, Chenango County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Overview of USDA and FHA Loan Opportunities in Greene, NY

The aim of Lendersa® is to efficiently connect you with the best possible USDA or FHA loan options. Choose one of three methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, backed by the government Department of Agriculture, is frequently referred to as the USDA rural development loan or mortgage and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Funding Loans
  • 6618 San Fernando Road, Unit 209, Glendale, CA, 91201
  • Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.

  • Southland Credit Union
  • 10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
  • Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.

  • CLS Financial
  • 4450 Cerritos Ave, Los Alamitos, CA, 90720
  • CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.

  • LC Finance Company
  • 4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
  • We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.

  • Basis Point Home Loans
  • 10732 Los Vaqueros Circle, Los Alamitos, CA, 90720
  • "At Basis Point Mortgage. We are a full-service mortgage company based in Centennial, CO. We specialize in delivering digital mortgages in Colorado and California Faster. Easier. Cheaper.

    Whether you are buying or refinancing a home or have other mortgage needs, put our over 30 years of lending knowledge to work for you."

  • Investors Mortgage
  • 3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
  • Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.

  • Detrick Mortgage Group
  • 10630 Humbolt Street, Los Alamitos, CA, 90720
  • "Detrick Mortgage Group is a California Mortgage Loan Originator with over 26
    years experience in the industry, and has provided clients with over 1 Billion
    Dollars in Funded Loans !! We offer both Residential and Commercial Loans
    for your Purchase, Refinance, or Construction Loan needs."

  • Cal Estate Funding
  • 11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
  • Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.

  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.