USDA and FHA Pro and Con in Oxford, Chenango County, NY
In 2025, the USDA loan limit in Oxford, Chenango county, NY, stands at $336,500, whereas the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the optimal rates between today's USDA and FHA options. Determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program suits your financial needs best in .
2025 Loan Limits and Down Payment Requirements in Oxford, Chenango, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oxford, NY
The objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and with ease. Select from three starting points to be matched with lenders and accessible USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and available solely in rural neighborhoods. Distinct from FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible borrowers.
3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
"East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
1700 34th Street South, Saint Petersburg, FL, 33711
Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.
Our professional team makes the following promises to each member:
We will honor the individual.
