USDA Vs. FHA your options comparison in Triangle, Broome County, NY

For 2025, the USDA loan limit in Triangle, located in Broome, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, helping you choose the best for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Triangle, Broome, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Triangle, NY

Lendersa® aims to quickly provide you the best USDA or FHA loans without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans needing at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
  • Wyoming Capital Access
  • 725 East 2nd Street, Suite 100, Casper, WY, 82601
  • Wyoming Capital Access provides guidance and access to government-related loan programs, as alternative business financing options, for Wyoming lenders and Wyoming small businesses. Wyoming's leading provider of SBA 504 Loans & SBA Wyoming Lender of the Year for three years in a row has begun operating under the new name of Wyoming Capital Access.
  • Broker One Real Estate
  • 550 N. Poplar St, Casper, WY, 82601
  • We are proud of our experience in almost every area of real estate, including residential, commercial, investment, rural and agricultural properties, as well as development and real estate finance. Also, we now offer property management! Our agents have a thorough understanding of all properties on the market.
  • WYOMING COMMUNITY DEVELOPMENT AUTHORITY
  • 155 North Beech Street, Casper, WY, 82601
  • WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LiftFund Laredo
  • 2007 W. Martin Street, San Antonio, TX, 78207
  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.